Health Insurance
- How long will your salary be paid during illness?
- How will you pay your mortgage?
- What will the state provide?
With advances in modern medical technology, many people may be able to lead fairly normal lives even when they are unable to work due to long term sickness or accident.
If you are self employed your income is likely to stop rather quickly if you can't work due to an accident or an illness.
If you are employed and study your contract of employment you may find that your employer will only continue to pay your income for a matter of months in the event of an accident or illness. What happens after this time if you are still unable to work?
Will the state provide? If you wish to maintain a similar level of lifestyle the answer will almost certainly be no!
This means that a need has arisen for a means of producing a long term income in case of sickness or disability.
We can offer independent advice that can help you to arrange a suitable insurance policy in order to provide an ongoing income to you and your family should you be unable to work.
The cost of health insurance depends upon the amount of cover required and the term as well as the age, sex, health and occupation of the life assured. Insurance which is based on an assessment of your health is unlikely to cover you for previous or existing medical conditions and you should refer to policy documentation and seek advice in order to understand what the policy does and does not cover before making an application.
